Jacksonville is Florida’s largest city by land area and one of its fastest-growing markets. With a diverse economy, expanding population, and active port system, Jacksonville is attracting investors in both residential and commercial real estate. From multifamily housing near the riverfront to industrial and retail developments along major corridors, opportunities in Jacksonville are broad and competitive.
In a market where properties move quickly, investors can’t always wait for traditional bank financing. Bridge loans provide the speed and flexibility needed to act fast. At My Bridge Loan, powered by Lion Fox Partners, we help investors in Jacksonville secure short-term financing for acquisitions, renovations, and refinances across Duval County and the greater Northeast Florida region.
Why Investors in Jacksonville Use Bridge Loans
Bridge loans are a valuable tool for investors who need to move quickly in a competitive environment. In Jacksonville, they are used for acquisitions, property repositioning, and time-sensitive opportunities.
Key benefits include:
Quick closings – Often in 2–3 weeks, much faster than banks
Interest-only payments – Manageable terms during holding or renovation periods
Flexible programs – Approval based on the property and deal structure, not strict borrower income requirements
Short-term focus – Designed to “bridge” the gap until long-term financing is in place
Services
Our Bridge Loan Programs
At My Bridge Loan, our programs are tailored to meet the needs of Jacksonville investors.
Loan amounts: $500,000 to $5 million
Loan terms: 12 to 24 months, with extensions available
Rates: Starting around 10%
LTV (Loan-to-Value): Up to 70%
Structure: Interest-only
Collateral: 1st mortgage lien position
These loans work well for multifamily properties, retail spaces, mixed-use developments, office buildings, and other income-producing assets throughout Jacksonville and Northeast Florida.
Jacksonville
The Real Estate Market in Jacksonville
Jacksonville’s real estate market is one of the most diverse in Florida, making it appealing for many types of investors.
Population Growth
Jacksonville’s population continues to expand as families and professionals relocate for affordable housing and strong job opportunities. This growth fuels demand for both rental housing and new commercial space.
Rental Market Demand
With a steady influx of new residents and a strong military presence at NAS Jacksonville and Mayport, rental demand is consistent. Investors frequently use bridge loans to acquire and stabilize multifamily properties before refinancing.
Economic Drivers
Jacksonville’s economy is supported by logistics, healthcare, finance, and the presence of one of the nation’s busiest ports. These industries support demand for both residential and commercial real estate development.
Property Appreciation
Compared to South Florida, Jacksonville still offers value pricing, but appreciation has been steady. Investors see opportunities to acquire properties now, add value, and hold for long-term growth.
How the Bridge Loan Process Works
Our streamlined process helps Jacksonville investors act quickly and avoid delays.
Step 1: Apply Online
Submit a simple application with details about your property and project.
Step 2: Receive a Term Sheet
We review your project and provide indicative terms quickly.
Step 3: Closing
Once due diligence is complete, closing can take place in as little as 2–3 weeks.
Step 4: Execute Strategy
With funding in place, you can renovate, lease up, or refinance when permanent financing becomes available.
Get Started
Jacksonville offers investors a unique mix of affordability, growth, and opportunity. With its expanding economy, steady population increases, and strong rental demand, the city is becoming one of Florida’s top destinations for real estate investment.
At My Bridge Loan, powered by Lion Fox Partners, we provide fast and flexible bridge loans to help Jacksonville investors seize opportunities before they’re gone.
FAQs
Frequently Asked Questions About Bridge Loans in Jacksonville
How fast can I close on a bridge loan in Jacksonville?
Most loans close within 2–3 weeks, depending on due diligence and deal complexity.
What property types qualify?
We provide bridge financing for multifamily, office, retail, mixed-use, and other income-producing properties in Jacksonville and Duval County.
Can out-of-state investors use bridge loans here?
Yes. Many of our clients live outside Florida but invest in Jacksonville for its affordability and growth potential.
What loan amounts are available?
Programs range from $500,000 to $5 million, depending on property type and scope.
Are bridge loans only for distressed properties?
No. Bridge loans are often used for acquisitions, repositioning, refinancing, and stabilizing properties before securing long-term financing.