Miami has long been a gateway city for global investors, but in recent years it has become one of the hottest real estate markets in the United States. From luxury condominiums along Brickell and Miami Beach to multifamily developments in Little Havana and Wynwood, opportunities move quickly. Investors who wait for traditional bank financing often miss out.
Bridge loans solve this problem. At My Bridge Loan, powered by Lion Fox Partners, we provide short-term, flexible financing options that help investors secure properties and act fast in Miami’s competitive real estate environment. Whether you’re acquiring, renovating, or repositioning an asset, our bridge loans give you the speed and leverage you need.
Why Investors in Miami Use Bridge Loans
Bridge loans are designed to give real estate investors quick access to capital when timing is critical. In a fast-moving market like Miami, this can be the difference between closing on a high-value opportunity or watching it slip away.
Common reasons Miami investors choose bridge loans include:
Speed to close – Funding can be completed in weeks instead of months.
Interest-only payments – Keep monthly obligations low during repositioning or stabilization.
Flexibility – Loans structured around the property and business plan, not red tape.
Short-term nature – Perfect for acquisitions, renovations, or refinances until long-term financing is secured.
Services
Our Bridge Loan Programs
My Bridge Loan structures financing to support investors across Miami and the greater South Florida region.
Loan amounts: $500,000 to $5 million
Loan terms: 12 to 24 months, with extensions available
Rates: Starting around 10%
LTV (Loan-to-Value): Up to 70%
Structure: Interest-only payments
Collateral: 1st mortgage lien position
Bridge loans are available for multifamily, office, retail, mixed-use, and other income-producing properties across Miami-Dade County.
Miami
The Real Estate Market in Miami
Miami’s real estate market is unique, combining international demand, tourism, and strong population growth. These dynamics create consistent opportunities for investors—and consistent competition.
International Demand
Miami is a global city. Investors from Latin America, Europe, and Asia view it as both a safe haven and a growth market. This international capital influx fuels demand for luxury condos, multifamily rentals, and commercial projects.
Population Growth
The Miami metro area continues to grow as families and young professionals relocate from higher-cost states. This steady in-migration sustains demand for rental properties and new housing.
Tourism & Short-Term Rentals
Miami’s thriving tourism economy supports a robust short-term rental market. Investors are increasingly using bridge financing to acquire properties suitable for Airbnb or boutique rental models.
Property Appreciation
Over the past decade, Miami has experienced steady appreciation in both residential and commercial assets. For investors, bridge loans allow quick acquisitions in areas where property values are climbing rapidly.
How the Bridge Loan Process Works
We’ve streamlined our process to give investors the speed and clarity they need.
Step 1: Apply Online
Complete a simple application outlining the property and your investment plan.
Step 2: Receive a Term Sheet
Our team reviews the deal and provides terms within days.
Step 3: Close Quickly
With due diligence complete, closings can occur in as little as 2–3 weeks.
Step 4: Execute Strategy
Once funded, you can reposition, renovate, lease, or refinance on your timeline.
Get Started
Miami’s real estate market is fast-paced, competitive, and full of opportunity. A bridge loan gives you the financial flexibility to move quickly and secure your next investment.
At My Bridge Loan, powered by Lion Fox Partners, we specialize in helping investors close with speed and confidence in one of the country’s most dynamic markets.
FAQs
Frequently Asked Questions About Bridge Loans in Miami
How fast can I close on a bridge loan in Miami?
Most deals close in 2–3 weeks, depending on property type and due diligence.
What property types qualify?
Bridge loans are available for multifamily, retail, office, mixed-use, and other income-producing properties in Miami-Dade County.
Can foreign investors apply for bridge loans in Miami?
Yes. Miami attracts international capital, and many of our clients are foreign nationals investing in Florida real estate.
What loan amounts are available?
Programs start at $500,000 and go up to $5 million, depending on the project.
Are bridge loans only for distressed properties?
No. They’re also used for acquisitions, pre-stabilization financing, or to refinance existing debt until permanent financing is ready.