Naples is one of Florida’s premier luxury real estate markets, known for its pristine beaches, exclusive golf communities, and high-net-worth residents. From waterfront estates on Port Royal to new multifamily and mixed-use developments across Collier County, Naples offers a wide range of opportunities for investors. But in a market this competitive, timing is everything.
Traditional bank financing often takes too long to keep up with Naples’ fast-moving deals. Bridge loans provide a flexible and reliable solution, helping investors secure properties quickly, complete renovations, and position assets for long-term financing or resale. At My Bridge Loan, powered by Lion Fox Partners, we help investors in Naples act decisively with short-term financing designed for today’s market.
Why Investors in Naples Use Bridge Loans
Bridge loans are one of the most powerful tools available to investors in Naples. They allow quick access to capital when opportunities demand immediate action.
Key advantages include:
Fast closings – Typically in 2–3 weeks
Interest-only payments – Lower monthly costs during holding or renovation periods
Flexible terms – Loans focused on the property’s potential rather than the borrower’s personal financials
Short-term solutions – Ideal for acquisitions, refinances, and repositioning projects until permanent financing is in place
Services
Our Bridge Loan Programs
Our lending programs are designed specifically for investors in Naples and the surrounding areas.
Loan amounts: $500,000 to $5 million
Terms: 12 to 24 months, with extension options
Rates: Starting around 10%
Loan-to-Value (LTV): Up to 70%
Structure: Interest-only
Collateral: 1st mortgage lien position
We provide financing for multifamily properties, luxury rentals, retail centers, mixed-use developments, office buildings, and other income-producing assets across Collier County.
Naples
The Real Estate Market in Naples
Naples has one of the most unique real estate markets in Florida, fueled by affluence, lifestyle appeal, and steady demand.
Luxury Market Strength
Naples is home to some of the most exclusive communities in the country. High-net-worth individuals consistently invest in waterfront estates, golf course properties, and high-rise condominiums. These properties often require quick closings and flexible financing solutions.
Population and Demographics
As one of Florida’s most popular destinations for retirees, Naples benefits from steady in-migration of affluent households. This trend supports strong demand for both luxury homes and multifamily rental housing.
Rental and Multifamily Demand
While Naples is known for luxury, demand for multifamily rentals and workforce housing is also strong. Investors use bridge loans to acquire and stabilize multifamily properties before refinancing.
Commercial Opportunities
Downtown Naples and surrounding areas continue to see growth in retail, hospitality, and mixed-use projects. These commercial opportunities often benefit from bridge financing to secure properties and complete repositioning strategies.
How the Bridge Loan Process Works
We’ve streamlined our process to help Naples investors close deals quickly and efficiently.
Step 1: Apply Online
Submit a quick application with property details and your investment strategy.
Step 2: Receive a Term Sheet
Our team reviews your project and issues loan terms within days.
Step 3: Closing
After due diligence is completed, most closings take place within 2–3 weeks.
Step 4: Execute Strategy
With funding secured, you can renovate, lease, refinance, or sell on your timeline.
Get Started
Naples offers investors unparalleled opportunities in luxury real estate, multifamily properties, and commercial developments. But in this exclusive and competitive market, speed is critical.
At My Bridge Loan, powered by Lion Fox Partners, we provide short-term financing that helps Naples investors act quickly, secure high-value properties, and position themselves for long-term success.
FAQs
Frequently Asked Questions About Bridge Loans in Naples
How fast can I close on a bridge loan in Naples?
Most bridge loans close in 2–3 weeks, depending on the property and project details.
What types of properties qualify?
We provide bridge loans for multifamily, luxury rentals, office buildings, retail centers, mixed-use developments, and other income-producing assets in Naples.
Can out-of-state or international investors apply?
Yes. Many of our clients live outside Florida—or outside the U.S.—but invest in Naples due to its global reputation and high-value real estate market.
What loan amounts are available?
Programs range from $500,000 to $5 million, tailored to the property and scope of the project.
Are bridge loans only for distressed properties?
No. Bridge loans are commonly used for acquisitions, refinancing, renovations, and pre-stabilization financing—not just distressed properties.