Tampa has rapidly transformed into one of Florida’s most dynamic real estate markets. Once considered a quieter Gulf Coast city, Tampa is now a thriving hub for business relocation, residential development, and tourism. From the revitalized downtown and waterfront projects to expanding suburban communities, investors are finding opportunities across the Tampa Bay area.
But in a market this competitive, waiting on traditional bank financing can cause costly delays. Bridge loans are the solution, providing investors with fast, flexible financing to secure properties, renovate, and reposition assets without the long timelines of conventional lenders. At My Bridge Loan, powered by Lion Fox Partners, we help investors in Tampa move quickly and confidently on their next deal.
Why Investors in Tampa Use Bridge Loans
Bridge loans are designed to meet the needs of investors who require speed and flexibility. In Tampa, where growth and competition are strong, these short-term loans allow investors to act before opportunities slip away.
Key reasons Tampa investors choose bridge loans include:
Fast closings – Close in weeks instead of months
Interest-only payments – Keep carrying costs manageable while executing your strategy
Flexible structures – Focused on the property’s potential, not personal income documentation
Short-term solutions – Perfect for acquisitions, renovations, and refinancing until permanent financing is ready
Services
Our Bridge Loan Programs
We structure loan programs specifically for real estate investors in Tampa and across Hillsborough County.
Loan amounts: $500,000 to $5 million
Terms: 12 to 24 months, with extensions available
Interest rates: Starting around 10%
Loan-to-Value (LTV): Up to 70%
Payment structure: Interest-only
Collateral: 1st mortgage lien position
These loans support a wide range of property types, including multifamily rentals, mixed-use developments, retail centers, office buildings, and other income-producing assets in Tampa Bay.
Tampa
The Real Estate Market in Tampa
Tampa’s real estate market has become one of the most attractive in Florida, driven by strong fundamentals and steady demand.
Population Growth
Tampa’s metro area has seen significant growth as families and professionals relocate from higher-cost states. This influx supports both residential development and long-term rental demand.
Rental Market Expansion
The city’s diverse economy and rising population create consistent rental demand. Investors use bridge loans to acquire multifamily properties and quickly stabilize them before refinancing into permanent financing.
Business Relocation and Development
Tampa has become a relocation destination for companies in finance, tech, and healthcare. This economic expansion boosts demand for commercial real estate, including office, retail, and mixed-use projects.
Property Appreciation
The Tampa Bay region has experienced strong appreciation over the past decade. For investors, this creates opportunities to acquire, renovate, and reposition assets that will increase in value over the short and long term.
Together, these trends make Tampa a prime target for investors looking to grow their portfolios.
How the Bridge Loan Process Works
Our process is designed to give Tampa investors the speed and efficiency they need to close fast.
Step 1: Apply Online
Submit a simple application with property and project details.
Step 2: Receive a Term Sheet
We review your deal and provide indicative terms quickly, often within days.
Step 3: Closing
Once due diligence is complete, most closings take place in 2–3 weeks.
Step 4: Execute Your Strategy
With financing in place, you can renovate, lease, refinance, or sell on your timeline.
Get Started
Tampa’s real estate market is booming, but the competition is intense. With strong rental demand, business relocation, and steady appreciation, investors need fast access to capital to secure opportunities before they’re gone.
At My Bridge Loan, powered by Lion Fox Partners, we provide fast and flexible bridge loan solutions designed for Tampa investors. Our programs make it possible to close quickly, execute your strategy, and stay ahead in one of Florida’s most exciting markets.
FAQs
Frequently Asked Questions About Bridge Loans in Tampa
How fast can I close on a bridge loan in Tampa?
Most loans close in 2–3 weeks, depending on the property type and complexity.
What types of properties qualify?
We provide bridge loans for multifamily, retail, office, mixed-use, and other income-producing properties in Tampa and Hillsborough County.
Can out-of-state investors apply?
Yes. Many of our clients are based outside Florida but invest in Tampa because of its rapid growth and appreciation potential.
What loan amounts are available?
Programs range from $500,000 to $5 million, tailored to the needs of your project.
Are bridge loans only for distressed properties?
No. Bridge loans are also used for acquisitions, refinances, pre-stabilization financing, and other time-sensitive opportunities.